Business Risks and Liabilities

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Flycovr works with established independent insurance brokers, financial advisers, and risk managers, to ensure that you have access to the advice and products you need. If you would like our help in getting you solutions or advice on any of the following, please do not hesitate to get in touch.

We do not advise on insurance or finance but operate with a series of partners that specialise in different fields.

Combined Liability

No more separate policies!

Not every business in our supply chain is the same, so how can the insurance be. Flycovr want to help eliminate the confusion and time consuming nature of mixed policies with different insurers. As part of this, we can introduce you to our specialist partners to combined certain requirements together in one policy.

Our regulated insurance partners can advise you on this single policy that brings together public liability, products liability and/or employers’ liability insurance in a single blanket convenient policy package.

Enable them to guide you through your combined bespoke needs, enabling you to get on with running your business confidently, knowing that you are comprehensively covered.

Professional Indemnity

Professional indemnity insurance may not be a legal requirement, however, supply chain operators work in a very complex industry, with critical roles and services and should consider this to be one of their core business requirements.

Our industry suffers from service-based disputes and it is not uncommon to have this insurance as a contractual requirement.

Professional indemnity covers businesses against claims for damage, or a loss, made by customers, clients or third parties as a result of a negligent service that may have been provided.

Employers Liability

In most global economies, Employer’s Liability is a legal requirement, as soon as you recruit one employee. Employers’ liability insurance covers the cost of compensating employees who are injured at or become ill through work.

We are able to access employer liability insurance through our highly regarded specialist partners and ensure it is suitable.

Management Liability

This covers the senior management team and individuals from negligence claims brought against them, by an employee, through the court or an employment tribunal.
There are 3 areas to management liability policies:

  1. Directors and Officers Liability – this covers the personal wealth of the director and other senior management staff.
  2. Employment Practices Liability – this covers both the business, and the senior personnel of that business from claims from potential, current and former employees alleging breach of contract or employment law.
  3. Corporate Legal Liability – This protects the business legal entity from ongoing claims if separate to individual senior management personnel claims.

Motor Fleet

Do you require insurance for specific vehicles around your aviation premises, or general vehicle use amongst your business? Motor Fleet insurance can protect your business from third party claims for compensation as a result of a motor accident. Or extend this to accidental damage, fire or theft.

Flycovr have specialist partners who can assist you. Protection for all vehicles (including electric vehicles) all under one roof, removing the confusion of individual cover.

INSTANT DIGITAL INSURANCE

Insure every part, get instant peace of mind and earn extra income at the same time.