If you are in the business of maintenance, storing ot servicing aircrafts or aircraft parts, then there is a very good chance that you require Hangar Keepers Insurance.
You probably would have heard of this phrase, but unsure whether you need it or not. In our experience, businesses we work with, have certain things in place – such as product liability, or premises insurance and mistakenly believe this covers exposures.
This little guide breaks it all down for you, hopefully quickly and clearly, so you can make the decision for your business.
What Is Hangar Keepers Insurance?
Hangar Keepers Insurance, also known as Hangar Keepers Liability Insurance, is a policy that protects your business if an aircraft (or aviation equipment) in your care is damaged. The aircraft doesn’t even need to be inside a hangar, and if it is, you don;t actually even need to be the owner of that hangar. It is all about cover that extends to any time any assets are in your custody or control.
If you’re storing, repairing, painting, refuelling, or servicing someone else’s aircraft or parts, Hangar Keepers cover is absolutely critical and often is in fact a contractual requirement.
Why? To put it simply, it’s because aircrafts are ridiculously expensive and individual parts are either valuable, or critical to the functionality. If something goes wrong whilst in your custody, whether accidental damage or a fault in your process, then you could well be liable for an enormous claim.
At Flycovr our aim is to ensure you are covered adequately and have total peace of mind. Perhaps more progressively though, we want all businesses to win contracts and things such as this, stop large companies working with certain suppliers or manufacturers if not done correctly. We can help aviation businesses get fast, cost-effective Hangar Keepers Insurance through our carefully curated panel of experts.
Every Hangar is Different and So is Your Policy
What is included?
Why Is Hangar Keepers So Important?
Aircraft manufacturers, leasing companies, and operators almost always require proof of Hangar Keepers Insurance before allowing you to work on or store their aircraft. In other words, without it, you’ll lose the contract.
It’s not just about compliance and finances, it’s about equipping your business to progress whilst protecting your business from financial ruin in one quick swoop.
Hangar Keepers Insurance covers:
Damage to third-party aircraft or parts while in your care
Tools and equipment stored inside your hangar
Legal costs and settlements in the event of a lawsuit
Common Confusion: Product Liability vs. Hangar Keepers
A lot of businesses assume that Product Liability or Premises Liability will cover them.
Whilst often sold together as PPH, Products, Premises and Hangar – these 3 areas are all very different.
Product Liability
Covers injury or damage caused by a faulty product or service you provided e.g., a component you repaired or manufactured.
Premises Liability
Covers injuries or incidents on your premises, such as a trip hazard in a visitor area.
Neither of these covers the cost of damage to a third parties aircraft while it’s in your hangar or under your control. That’s where Hangar Keepers comes in.
Who Needs Hangar Keepers Insurance?
You might need this cover if you’re:
A hangar or airfield owner
A leaseholder / occupier
A service or repair provider
A refueller or ground handler
A logistics or freight operator
An MRO (maintenance, repair & overhaul) company
A paint shop or detailing service
Any occupier of commercial premises handling third-party aircraft
If you’re unsure, just send us the contract clause or details and our expert panel will offer you a free review, and decipher the boring legal jargon. Flycovr offer a free service to arrange a free review of your policies. Furthermore, a free review to get one in place if you don’t have one!
Why Choose Flycovr?
Flycovr is the first digital platform dedicated to aviation insurance, helping you search, compare and secure the right policy advice in minutes. The Flycovr’s panel coverage is backed by A-rated providers, our team has years of sector experience, andthere is a charge for the service.
Instant Quotes
Customised Policies (no cookie-cutter cover)
Expert Help with Contracts
Legal Fees Included
Backed by Lloyd’s of London
Final Word: Don’t Risk It
The aircraft you handle may not be yours, but the liability could be. Hangar Keepers Insurance is essential protection for any business that stores or works on third-party aviation assets whilst in your care or custody.
It’s not just a tick-box. It’s a trust signal to partners, clients, and manufacturers that your business is professional, compliant, and ready to scale.
Flycovr
Every Hangar is Different — and So is Your Policy.
We customize to fit your risk, size, and usage.
01243 200 237
